Orlando Lady Bird Deed Attorney: Where Orange County Actually Files Your Deed

An Orlando lady bird deed attorney deals with one local complication that most of Florida does not have: the office that records your deed and the office that opens a probate are two different elected offices, in two different buildings, a nine-minute walk apart. At Lorenzo Law I file in both. Jose M. Lorenzo, Jr., Florida Bar No. 107002.

The instrument has three names and they all mean the same document. Lady bird deed is what clients call it. Ladybird deed is how half of them spell it. Enhanced life estate deed is what it is called in the Florida Bar’s Uniform Title Standards and in the deed itself.

Orange County Where
Deeds and official records Comptroller, Official Records, 109 E. Church St., Suite 300, Orlando 32801 · (407) 836-5115 · weekdays 7:30 a.m.–4:00 p.m.
Probate Clerk of the Circuit Court, 425 N. Orange Ave., Suite 335, Orlando 32801
Homestead and parcel data Property Appraiser, 200 S. Orange Ave., Suite 1700 — full details below
Judicial circuit Ninth, shared with Osceola
Lorenzo Law flat fee $675, recording included
Recording, page one $10.00, then $8.50 each later page
Documentary stamps $0.70 per $100 — the standard rate, not the Miami-Dade rate
Spouse must sign? Yes, if you are married and the property is homestead
Call (305) 224-6811

On this page

What does a lady bird deed cost in Orlando?

$675, with the Orange County recording charge included rather than added afterwards. That covers the title review, drafting, the signing with two witnesses and a notary, and recording with the Comptroller for a standard two-page deed.

All Orange County recording charges are inside that figure, not added to it. If the property is mortgaged, documentary stamp tax may apply and is the only cost that falls outside the fee. This fee is honored for 90 days from the date at the foot of this page.

For comparison, the published Orlando market runs from about $225 for non-attorney document preparation to $1,150 at the top of one local firm’s three-tier schedule, and the statewide range attorneys quote is roughly $400 to $1,000 before taxes and recording. A revocable living trust, which does more but costs more, runs $2,000 to $5,000. Probate on an Orange County house that the deed would have avoided runs into the thousands and takes months.

Where does an Orlando deed actually get recorded?

With the Orange County Comptroller, not the Clerk of Courts. Official Records sit at 109 E. Church Street, Suite 300, open weekdays 7:30 a.m. to 4:00 p.m., and the department’s own line is (407) 836-5115. Mail reaches the same office at P.O. Box 38, Orlando 32802.

Most Florida counties put recording and probate under one elected Clerk; Orange separates them. Someone who drives downtown to the courthouse on North Orange Avenue holding a signed deed has reached the right city and the wrong building, and gets sent back across town.

Recording matters because § 695.01(1) provides that an unrecorded conveyance is not “good and effectual in law or equity against creditors or subsequent purchasers for a valuable consideration and without notice.” A deed sitting in a drawer protects nobody.

What does recording cost at the Orange County Comptroller?

$10.00 for the first page and $8.50 for every page after it. Names beyond the first four cost $1.00 each to index, so a two-page deed with two owners records for $18.50.

Charge Authority Page one Later pages
Base service charge § 28.24(13)(a)–(b) $5.00 $4.00
Public Records Modernization Trust Fund § 28.24(13)(d) $1.00 $0.50
Court technology § 28.24(13)(e) $4.00 $4.00
Total collected   $10.00 $8.50

Those components are statutory and substantially identical across Florida, so the widely repeated claim that a deed records for five dollars describes one line item nobody actually pays alone. What genuinely varies between counties is the stamp tax, and Orange sits at the ordinary rate. None of it arrives as a separate bill — the whole figure sits inside the $675 flat fee rather than on top of it.

Yes — but it is worth being precise about why, because no Florida statute creates the instrument and no appellate decision squarely validates one.

The foundation is Oglesby v. Lee, 73 Fla. 39, 73 So. 840 (1917), which recognized that a life estate coupled with a reserved power of disposition does not merge into a fee and does not defeat the remainder. On top of that sit the Florida Bar’s Uniform Title Standards — 6.10 for non-homestead property, 6.11 for a homestead life tenant, and 6.12 for a homestead remainderman. Standard 6.11 is the one that matters for most Orlando houses, because most Orlando houses are homestead.

So the honest description is that the enhanced life estate deed is long-recognized under Florida common law and endorsed by the Bar’s title standards, and title underwriters insure them routinely. It is not a creature of statute, and anyone telling you Florida law “expressly authorizes” it is overstating.

Does my spouse have to sign the deed?

Yes, if you are married and the property is your homestead — and this is true whether or not you have children. It is the single most common way a do-it-yourself lady bird deed fails in Florida, and it is not obvious from reading the deed forms.

Article X, section 4(c) of the Florida Constitution says the owner of homestead real estate, “joined by the spouse if married,” may alienate the homestead by mortgage, sale or gift. There is no minor-child condition in that clause. It applies to every married homestead owner in Orange County, full stop.

A lady bird deed is an inter vivos conveyance — it presently conveys a remainder interest — so the joinder requirement applies to it. Uniform Title Standard 6.11 confirms this; its illustrative problem has the married life tenant’s spouse joining in the conveyance. A homestead lady bird deed signed by a married grantor alone is void or voidable, and the family usually discovers it years later when a title underwriter refuses to close.

Where the spouse is willing but does not want an ownership interest, § 732.7025 supplies a simplified waiver form for a deed of homestead. That is the cure, and it goes in the same signing.

What if I have a minor child?

Then a lady bird deed is very likely the wrong instrument, and this is the one section on this page written to talk somebody out of hiring me.

Article X, section 4(c) also provides that homestead “shall not be subject to devise if the owner is survived by spouse or minor child.” § 732.4015 carries the restriction into the probate code. Uniform Title Standard 6.12 then states the consequence directly: the remainderman takes fee simple title at the life tenant’s death “only when not in violation of Constitutional restrictions on devise of homestead.”

The failure mode is nasty because it is invisible. The deed is not void when you sign it. It records without objection. It simply fails to pass title when you die, and the remainder falls into the estate you were trying to avoid — so the family believes probate has been avoided right up until the moment it has not. In re Estate of Johnson, 397 So. 2d 970 (Fla. 4th DCA 1981), which struck down an analogous homestead conveyance as an attempted testamentary disposition where a minor child survived, is the cautionary authority.

If you have a minor child, the conversation should be about a trust, not a deed.

Do documentary stamps apply to an Orange County lady bird deed?

On an unmortgaged Orlando home, no. The Department of Revenue addressed the instrument directly in Technical Assistance Advisement 20B4-004 (16 October 2020), concluding that an enhanced life estate deed “does not transfer any present beneficial interests in real property” and is therefore not subject to documentary stamp tax “regardless of any consideration.”

Read that as guidance rather than law. § 213.22 provides that a technical assistance advisement has “no precedential value except to the taxpayer who requests the advisement.” It is the best authority available on the question and it is not binding on you.

The reasoning holds up independently. § 201.02 taxes the conveyance of a present interest, and a lady bird deed conveys none — the remainder stays defeasible while the life tenant lives. Crescent Miami Center, LLC v. Department of Revenue, 903 So. 2d 913 (Fla. 2005), and Kuro, Inc. v. Department of Revenue, 713 So. 2d 1021 (Fla. 2d DCA 1998), both confirm that a gratuitous conveyance of unencumbered property with no purchaser and no exchange of value is not taxable.

A mortgage is the fact pattern worth an hour of somebody’s attention beforehand. § 201.02(1)(a) folds “the amount of any mortgage… whether or not the underlying indebtedness is assumed” into consideration, and De Maria v. Department of Revenue, 338 So. 2d 838 (Fla. 1976), is the case that applies it. The counter-argument is that De Maria taxed the transfer because the grantee incurred a commensurate economic burden, which a lady bird deed grantee does not — they take nothing they can presently use, sell, or borrow against. The tax consequences page works through this at length.

Will my Orange County homestead exemption survive?

Yes, on the reasoning that the life tenant never gives up beneficial title. § 196.031 extends the exemption to whoever holds “the legal title or beneficial title in equity” and lives there permanently. Attorney General Opinion 2005-52 confirms a life tenant qualifies — and a lady bird deed grantor has a stronger claim still, since they retain the entire present beneficial interest.

Orange County Property Appraiser Detail
Office 200 S. Orange Ave., Suite 1700, Orlando 32801 · (407) 836-5044
Exemption filing deadline 1 March
Online filing exemption.ocpafl.org
2026 homestead exemption $51,411 total — $25,000 against all levies, plus up to $26,411 against non-school levies on assessed value between $50,000 and $76,411
Portability form DR-501T, filed alongside the new homestead application
Portability ceiling $500,000

One practical consequence is worth stating plainly. Because the exemption belongs to the person living there, a remainderman who moves in during the life tenant’s lifetime and files for their own exemption changes the picture, and the transfer stops being invisible to the appraiser. Keep the beneficiaries off the homestead application until the interest actually vests.

Why does the Save Our Homes cap matter more in Orlando?

Because Orlando runs on long tenure. Walt Disney World employs roughly 80,000 people in Orange County and Universal Orlando another 32,084, and single-employer towns produce households that stay in one house for decades.

Decades of staying put is exactly how the cap accumulates. Orange County’s median owner-occupied home is valued at $390,100 in the Census Bureau’s 2020–2024 estimates, while the five-county Orlando board reported a $416,308 median sale price in June 2026. The gap between what a long-held house is assessed at and what it would sell for is the benefit at stake, and a transfer that resets it costs more than every fee on this page combined.

The assessment cap should survive. § 193.155(3)(a) resets an assessment to just value on a change of ownership but carves out shifts between legal and equitable title where the same person remains entitled to the exemption and nobody new applies for one — which is precisely the lady bird deed fact pattern.

Be clear that this is a reasoned position and not settled law. No Florida appellate decision, no Attorney General Opinion and no Department of Revenue bulletin has squarely decided whether an enhanced life estate deed triggers reassessment. The statute never mentions life estates. It is the prevailing view among Florida practitioners and among county property appraisers, and I would confirm treatment with the Orange County Property Appraiser before relying on it for a house with a large accumulated cap.

Will my heirs get a stepped-up basis?

Yes, and in Orange County this is usually worth more than every other benefit on this page.

Because you keep possession and enjoyment for life, the property is included in your gross estate under IRC § 2036(a)(1), and inclusion is what triggers the basis adjustment under IRC § 1014. Your beneficiaries take the house at its fair market value on the date of your death, not at what you paid.

Put Orange County numbers on it. A couple who bought in 1998 for $120,000 and whose house is now worth the county median of $390,100 have $270,100 of unrealized gain. Deed the house outright during life and the children inherit that basis and the tax with it — at a 15% federal capital gains rate, roughly $40,500, before Florida’s absence of an income tax is even considered. Do it by lady bird deed and the basis resets to $390,100, so a sale shortly after death produces close to zero gain.

The contrast that matters: a traditional life estate deed is a completed gift of the remainder and requires a Form 709 gift tax return. A lady bird deed is an incomplete gift, because under Treas. Reg. § 25.2511-2(b)–(c) a gift is incomplete to the extent the donor keeps the power to revest beneficial title in themselves — which is exactly the power the enhanced life estate reserves. No Form 709.

Does the deed shield an Orlando home from Medicaid estate recovery?

Yes, and the reason is structural rather than clever. § 409.9101(2) directs the agency to recover by filing a claim against the estate “as provided in part VII of chapter 733” — the probate estate. Congress offered states an option at 42 U.S.C. § 1396p(b)(4)(B) to reach assets passing outside probate by joint tenancy, living trust or life estate. Florida declined it. A remainder that vests the moment the life tenant dies never enters the probate estate, so the claim has nothing to attach to. § 409.9101(7) separately exempts property the state constitution shields from creditors.

Eligibility is a different question from recovery, and people conflate them constantly. Executing the deed is not a transfer for less than fair market value and triggers no look-back penalty, because Florida’s Department of Children and Families treats the enhanced life estate holder as still owning the property outright. The ESS Policy Manual says the owner of an enhanced life estate “has the same rights as complete ownership, including the right to sell without the consent of the remainderman,” and § 1640.0613.01 states that no transfer has occurred.

Two cautions. That is current DCF policy in an agency manual, revisable without legislation — it is not a statute. And a later transfer of your retained life estate to the remaindermen is an uncompensated transfer and would be penalized. Clients do this, usually with good intentions, and it undoes the plan.

None of which is a licence to sign one on the way into a nursing home. The instrument works because it is not a completed gift, and the analysis of any transfer inside the look-back window belongs to whoever is handling the benefits application.

Does a lady bird deed defeat my spouse’s elective share?

No. This is where the intuition runs the wrong way, and it is worth saying plainly because the Medicaid answer above tempts people to assume otherwise.

§ 732.2035(5) pulls into the elective estate any property the decedent transferred to the extent the transfer “was revocable by the decedent alone.” A lady bird deed is revocable by the grantor alone — that is its defining feature. § 732.2035(6) captures it independently through the retained enjoyment. § 732.2075 then governs the order of contribution.

The practical consequence surfaces at closing: title underwriters will not insure without an elective share release or determination. If the plan involves a spouse who is not the intended beneficiary, that is a conversation to have before the deed is drafted, not after.

Can I sell my Orlando house after signing one?

Yes, and you do not need your beneficiaries’ permission or signatures. That is the entire point of the “enhanced” in enhanced life estate deed — you keep the power to sell, mortgage, lease and convey the fee simple during your lifetime, and a sale simply extinguishes the remainder.

Uniform Title Standard 6.11 is the authority a Florida closing agent will look to. The deed itself has to reserve the power in the right language, which is one of the several reasons a form downloaded for $18 is a false economy — a reservation that is too narrow leaves you needing the remainderman’s signature at the worst possible moment.

One drafting note that matters in practice: whether the conveyance to your buyer is by warranty or quitclaim affects what the title underwriter will require, and a lady bird deed that anticipates a future sale should be built with that in mind.

Can I refinance the property?

Yes. You can mortgage the fee simple without the remaindermen joining, and the mortgage takes priority over their interest.

The friction is not legal, it is institutional. Some lenders’ underwriters have never seen an enhanced life estate deed and will ask for one to be removed before closing, which is unnecessary but common — Orlando has a lot of national-lender refinance volume and not a lot of local underwriting familiarity. The answer is a letter explaining the reserved powers and a copy of Title Standard 6.11, and I provide both to clients who are refinancing. Occasionally the cleanest path is to revoke, close, and re-record afterwards, which costs another $10.00 and $8.50 a page.

Existing mortgages are not disturbed by recording the deed. The Garn-St Germain Act protects the transfer from due-on-sale acceleration.

Can I revoke or change the deed?

Yes, unilaterally, at any time, without telling anyone named in it. You can revoke it, replace it, add a beneficiary, remove a beneficiary, or simply sell the house and moot the whole thing.

The Orange County mechanics: revocation is not a phone call or a note in a drawer. It requires recording a new instrument with the Comptroller — a revocation, or more commonly a fresh lady bird deed that supersedes the first — at the same $10.00 first page and $8.50 each additional page, executed with the same two witnesses and notary, and with the same spousal joinder if you are married and it is homestead. The original stays in the official records permanently; the new instrument sits on top of it.

This is the practical advantage over adding a child to the deed outright, which cannot be undone once done.

Can I name more than one beneficiary?

Yes, and most Orlando deeds I draft name two or three adult children. Two things need saying about it.

First, multiple remaindermen take as tenants in common unless the deed says otherwise. There is no automatic survivorship between them. If one dies after you, their share goes to their estate rather than to their siblings.

Second, and this is the one families do not see coming: co-owners who disagree about selling the house end up in a partition action. The deed avoided probate and delivered the siblings straight into a different lawsuit. Where I can see that risk in the family facts, the better answer is often a trust with a sale directive, and I will say so.

What happens if a beneficiary dies before I do?

If the deed names no alternate, the plan can fail quietly and completely — and Florida gives you no safety net.

Florida has no authority deciding whether a lady bird deed remainder is vested or contingent. The Fund’s working position, and the one title underwriters apply, is that it is a vested remainder subject to divestment. On that view, if your sole named beneficiary dies first, the remainder does not revert cleanly to you — it passes to that person’s heirs or devisees, forcing probate on them and handing your house to people you may never have met.

The antilapse statute does not save you. § 732.603 speaks only of wills, devisees and devises. It does not reach deeds. There is no antilapse protection for a Florida deed, which is precisely the gap a $39 form leaves open.

The cure is drafting, and every deed I prepare carries it: alternate takers by name — “to A, or if A does not survive the Grantor, to A’s descendants per stirpes” — an express reversion to the grantor if no named beneficiary survives, and an express statement that no interest vests until the grantor’s death.

Can my children’s creditors reach the house?

Your own creditors, no — while you live there it remains your homestead and keeps the creditor protection of Article X, section 4(a). A judgment against you that is not levied before death does not follow the house to your beneficiaries.

Your beneficiaries’ creditors are a different and more honest answer than most pages give. Under Aetna Insurance Co. v. LaGasse, 223 So. 2d 727 (Fla. 1969), a recorded judgment lien does attach to a vested remainder interest, and a remainderman cannot claim homestead in it. The mitigation is real but partial: because you retain the power to convey and defeat the remainder, reconveying generally clears the lien, and title underwriters will insure over such judgments — case by case, not automatically.

The exception with no workaround is a federal tax lien against a beneficiary. Under United States v. Craft, 535 U.S. 274 (2002), it attaches to whatever property right state law creates and is not defeated by Florida homestead. The IRS has to release it before title can be insured. If one of your children has an IRS problem, tell me at the consultation.

Will a title company insure it?

Yes, routinely — Florida underwriters have been insuring enhanced life estate deeds for decades and The Fund publishes its position on them. But there is a short list of things they will require, and knowing it in advance is most of the value of using an attorney:

  • Judgments recorded before the deed must be satisfied in full — the deed does not clear them.
  • Judgments recorded against you after the deed still have to be dealt with on a lifetime sale.
  • A federal tax lien against a remainderman needs an IRS release.
  • Where a surviving spouse exists, an elective share release or determination.
  • Where a minor child survives, the homestead devise restriction may mean the remainderman cannot take marketable title at all.
  • Proof the spousal joinder requirement was satisfied.

Every item on that list is something a title review catches before the deed is drafted and nothing catches afterwards.

Lady bird deed, quitclaim, trust or will — which one?

Worth saying first, because the question comes up constantly: Florida has no transfer-on-death deed for real property. Some states do. Florida’s equivalent, functionally, is the lady bird deed.

  Lady bird deed Quitclaim to children Traditional life estate deed Revocable living trust Will alone
Avoids probate on the house Yes Yes Yes Yes No
You keep full control while alive Yes No No Yes Yes
Change your mind later, alone Yes No No Yes Yes
Sell without beneficiary’s signature Yes No No Yes Yes
Medicaid look-back transfer No Yes Yes No No
Step-up in basis at death Yes No Yes Yes Yes
Homestead exemption preserved Yes Often lost Yes Yes Yes
Beneficiary’s creditors reach it now Limited Yes Yes No No
Covers assets besides the house No No No Yes Yes
Typical Orlando cost $675 ~$400 ~$600 $2,000–$5,000 varies

The short version: if the house is the main asset and the family is straightforward, the lady bird deed does the job for a fraction of a trust. If there are minor children, blended-family complications, out-of-state property, beneficiaries with needs-based benefits, or assets well beyond the house, a living trust is the better instrument and I will tell you so. The deed versus trust comparison goes deeper.

You still need a will. A lady bird deed transfers one parcel of real estate. It does not name a guardian for your children, does not dispose of your car or your bank accounts, and does not appoint anyone to wind up your affairs.

Is a “Lady Bird Trust” a real thing?

No. There is no such instrument in Florida or anywhere else. It is a mash-up of two different tools that people search for because they have heard both terms and assume they combine.

What does exist, and is sometimes what the person actually wants, is a lady bird deed that names a revocable living trust as the remainder beneficiary. That works, and it is a sensible structure when the trust already handles the rest of the estate.

What does a lady bird deed attorney do that a form cannot?

Read your existing deed. A free form cannot tell whether the house is held by the entireties, whether a former spouse remains in the chain, or whether your tax bill’s description was ever conveyed.

Nor can it apply the homestead restrictions in Article X, section 4(c) and § 732.4015 — the ones that require your spouse to join and that stop the remainder passing where a minor child survives. Or check that the signing satisfies § 689.01, which still demands two subscribing witnesses for a conveyance of land. Or name alternate takers so the deed survives a beneficiary dying first.

A form is a document. What you are buying is the title review that tells you whether the document will work.

Will Orange County reject my deed for formatting?

It can, and this is the most avoidable way a DIY deed fails. § 695.26 sets the requirements and the Comptroller’s counter applies them:

  • A 3-inch by 3-inch blank space at the top right of the first page, and a 1-inch by 3-inch blank space at the top right of each subsequent page, for the recording stamp.
  • The printed name and post office address of each person signing, beneath the signature.
  • Printed names beneath the witnesses’ signatures and beneath the notary’s.
  • The name and post office address of the natural person who prepared the instrument.
  • The name and address of the grantee.
  • 8½ × 11 white paper, minimum one-inch margins elsewhere, recording-information boxes left blank.

Note the asymmetry, because it is the real argument for using a lawyer. The counter checks formatting. Nobody at the Comptroller checks whether you were legally entitled to make the transfer. A deed that violates the homestead joinder requirement is rejected by no one and recorded within the hour.

Can a lady bird deed be e-recorded in Orange County?

Yes. Orange County participates in the CSC e-recording network, and the Comptroller publishes its own e-recording business rules for submitters. Paper still works — recording in person during counter hours, or by post, remains available, and for a single deed the difference is a day or two rather than anything structural.

What e-recording does not do is check the instrument. Submission software validates margins, page size and fee arithmetic; it has no view on whether the grantor could lawfully make the transfer. An electronically submitted deed that violates the homestead restriction is rejected by nobody and recorded within the hour, which is the same failure as the paper version arriving faster.

Can we do this without my coming to an office?

Yes, and for most Orange County clients that is how it runs. I am a Florida lawyer handling matters statewide; my offices are in Coral Gables and Fort Lauderdale, and an Orlando lady bird deed does not require you to visit either one.

How it works in practice. You send the current deed, the parcel number and the mortgage statement by email. I pull the chain of title from the Comptroller’s official records, which are online and searchable, and the parcel data from the Property Appraiser. We talk by phone. The deed is signed either in front of a notary near you with two witnesses present, or by remote online notarization under chapter 117, part II of the Florida Statutes, where the witnesses appear by audio-video link as § 689.01(2) permits. It is then e-recorded with the Comptroller through the CSC network.

Nothing about the county work requires physical presence in Orlando. What it requires is somebody who knows that Orange separates recording from probate, what the Comptroller charges, and which of the two buildings the document goes to.

Is Osceola County handled the same way?

No, and the contrast is stark. Osceola combines both functions in a single elected office, the Clerk of the Circuit Court and County Comptroller, at 2 Courthouse Square in Kissimmee. That office also takes recordings later in the day than the Orange counter.

  Orange Osceola
Records deeds Comptroller Clerk and Comptroller, same office
Opens probate Clerk of Courts the same office again
Addresses involved two one
Judicial circuit Ninth Ninth

Osceola has its own wrinkle that Orange does not — a large share of its housing stock carries CDD assessments and is not homestead. The Kissimmee lady bird deed page deals with that.

How long does the whole thing take in Orange County?

Days, not months. Drafting follows the title review, signing needs two witnesses and a notary in one room or one video session, and recording is same-day at the counter or next-day through the e-recording network.

The delay, when there is one, is almost always the title review rather than the paperwork. A house bought once, held by one couple, with a mortgage from a bank that still exists, reviews in an afternoon. A parcel that has passed through a divorce, a deceased co-owner and a quit claim signed at a kitchen table in 2009 takes longer, and that history is exactly what nobody discovers until somebody looks.

When is a lady bird deed the wrong tool?

Often enough that it is worth a list. Do not use one if:

  • You have a minor child. The homestead devise restriction means the remainder may not pass at all.
  • You are married and your spouse will not join. Without joinder the deed is void or voidable.
  • A beneficiary receives SSI or Medicaid. An interest vesting at your death can cost them eligibility. Build it differently — usually a trust.
  • You own property in more than one state. The deed fixes Florida and leaves the rest.
  • Your estate is mostly not the house. A deed transfers one parcel and nothing else.
  • You expect the family to fight. A deed cannot referee. Multiple remaindermen who disagree end up in partition.
  • You want conditions. “The house goes to my daughter but only if she keeps it five years” is a trust, not a deed.

Why is it called a lady bird deed?

Because of a hypothetical. The Florida elder law attorney Jerome Ira Solkoff used a fictional transfer from Lyndon Johnson to his wife, Claudia “Lady Bird” Johnson, to illustrate the technique in teaching materials, and the nickname stuck. President Johnson never actually used one. The proper name is enhanced life estate deed, which is what appears in the Uniform Title Standards and in the document I record.

What happens if the deed fails and probate opens anyway?

The Ninth Judicial Circuit takes it, covering Orange and Osceola from the courthouse at 425 N. Orange Avenue. That is the outcome the deed exists to prevent.

A failure is rarely dramatic. A remainderman dies first and no alternate was named. A married grantor signed alone. A minor child survived. In each case the interest falls back into the estate and the family discovers it only when a title company refuses to close. § 733.607 keeps protected homestead out of a personal representative’s hands, but everything around it still goes through the court.

What should I bring to a consultation?

Your current deed, the parcel number from the Property Appraiser, and the mortgage statement if there is one. Those three make it possible to answer the title question while you are still on the phone.

Bring the family facts too: whether you are married, who would inherit, their ages, whether any of them receives needs-based assistance, whether any of them has a judgment or an IRS problem, and who else lives at the property. A remainderman on SSI can lose eligibility the moment an interest vests, and that is a reason to build the transfer differently rather than a reason to abandon it.

If the deed you are holding came from a title company at a closing, send the closing package as well. Orange County parcels that changed hands during the building boom often carry an exception or an easement recorded separately from the deed itself, and a lady bird deed passes those along untouched to whoever inherits. Better to read them now than to have a buyer’s underwriter read them to your children later.

How do I reach an Orlando lady bird deed attorney?

Call (305) 224-6811. A standard Orange County matter is $675 with all Orange County recording charges included, confirmed after the title review and before any drafting begins. If the property is mortgaged, documentary stamp tax may apply and is the only cost beyond the fee. This fee is honored for 90 days from the date below.

Related reading: the statewide lady bird deed attorney page covers cost and the hire decision in general, the practice guide explains the instrument itself, the Florida lady bird deed form shows what the document contains, tax consequences goes deeper on basis and stamps, and deed versus living trust weighs the alternative for a household with more than a house. The Palm Beach County page sets out the opposite arrangement, where one office holds both the deed registry and the probate court; the Kissimmee page covers Osceola; the Miami page deals with the documentary stamp rate and surtax that apply only in Miami-Dade; and our preparation checklist lists what to bring.

None of it substitutes for someone opening your chain of title. That is the work, and it is what an Orlando lady bird deed attorney is actually for.

Last updated: 27 August 2026. What changed: added the homestead spousal joinder requirement under Art. X, § 4(c) and Uniform Title Standard 6.11; added the minor-child devise restriction; added elective share inclusion under § 732.2035(5); corrected recording charge citations to § 28.24(13)(a)–(e); added stepped-up basis, revocation, sale and refinance, title insurance, creditor, and remote-signing sections; added the instrument comparison table. Orange County offices, charges and deadlines verified against the Comptroller and the Property Appraiser; statutes cited to the 2025 Florida Statutes, the current published edition.

Written and reviewed by Jose M. Lorenzo, Jr., attorney, Florida Bar No. 107002. This page is general information about Florida law and does not constitute legal advice for any particular situation. Reading it does not create an attorney-client relationship.